News & Blog

Events
March 12, 2025

Unleash the power of your own data

Deliver best-in-class care with a more complete picture of members' financial health.

Business announcements
Credit Unions
Buy now, pay later
Events
Credit risk
Open banking
Decisioning & automation
Fraud & identity
Income verification
Financial inclusion
Industry news
Media coverage
Product releases
August 8, 2023

EDGE joins panel at Envestnet | Yodlee's Engage 2023 conference

EDGE´s VP of Strategy spoke on a panel on "The Power of Alternative Data in Lending" alongside other leaders in fintech and credit risk analytics.

Credit risk
Events
Financial inclusion
December 12, 2022

Proprietary insights from NinjaEdge highlight risks of BNPL obligations not visible to other lenders

At Opal Group's summit, Mark Friedgan, CEO of NinjaHoldings, showcased NinjaEdge's data-driven analysis of 2.5 billion bank transactions, addressing the risks of "hidden liabilities" like BNPL loans and advocating for more profitable underwriting solutions that encompass a consumer's complete financial picture.

Credit risk
Events
Open banking
Buy now, pay later
September 12, 2022

NinjaHoldings CEO delivers keynote address for LEND360 conference

Mark Friedgan – CEO of NinjaHoldings, the parent company of NinjaEdge – kicked off the LEND360 conference in Chicago with timely perspective on consumer lending against the backdrop of unprecedented inflation and the potential to grow profitability through the economy’s ups and downs using NinjaEdge analytics.

Events
Open banking
Credit risk
June 07, 2022

NinjaHoldings CEO delivers keynote address for Leaders in Lending conference

Mark Friedgan, CEO of the parent company of NinjaEdge, spoke on incubating the cashflow underwriting IP that would eventually become the NinjaEdge B2B analytics offering.

Credit risk
Decisioning & automation
Events
Open banking
Edge Insights
Jan 16, 2023

Revolutionizing Storefront Lending: The Power of Automation

Today, we're diving into the world of storefront lending and how automation is transforming the game. We'll explore the incredible advantages of automation and how it's paving the way for more efficient, customer-friendly, and data-driven lending processes.

Edge Insights
Jan 16, 2023

Improving Loan Evaluation with Real-Time Income Detection

In the world of lending, making sound decisions is paramount. A borrower's income is a critical factor in assessing their creditworthiness and ability to repay a loan. Lenders require effective tools to evaluate this key aspect of every loan application. Enter EdgeIncome, a solution that empowers lenders to make informed decisions while streamlining their operations.

Edge Insights
Jan 16, 2023

Unleashing Cash Flow Data's Potential: The Power of a Bank Transaction-Based Credit Risk Score

Bank transaction-based credit risk underwriting revolutionizes lending by providing valuable insights into borrowers' repayment abilities, and EdgeScore excels as a leading predictive risk score in accurately assessing risk across the credit spectrum.

Edge Insights
Jan 20, 2023

Save Time This Summer – Faster Customer Processing with Edge

Verification of income has traditionally been one of the most expensive and time-consuming steps in a loan application. With the innovation of instant bank verification (IBV), proof of income can be achieved in near real-time along with a host of risk insights relevant for credit decisions.

Edge Insights
Jan 18, 2023

BNPL – Borrowing No Different

Edge, using its industry-leading data lake, has gained valuable insights into the influence of Buy Now Pay Later (BNPL) on various credit types. Proprietary research reveals that borrowers engage in familiar patterns such as loan stacking, increased borrowing during financial stress, and heightened default risk due to additional obligations.

Edge Insights
Jan 16, 2023

BNPL Liabilities – Hidden in Plain Sight

Buy Now, Pay Later plans are frequently in the headlines for opportunities and risks alike. BNPL obligations pose a challenge for other lenders because they are largely unreported to credit bureaus. However, these liabilities can be reliably found in bank transaction data – an essential step in decisioning on a complete picture of consumer risk.

Edge Insights
Jan 16, 2023

Cash Flow Underwriting – What’s Missing from Your Bureau

Traditional credit scores are inadequate for assessing risk in nearly half of the U.S., while analyzing cash flow behaviors in checking and savings accounts provides a more comprehensive financial picture, leading to actionable insights that enhance underwriting decisions.