lead screening

Evaluate lead purchases with rich bank transaction data

Save significant marketing spend by screening leads with bureau-quality data, without requiring borrowers to log in to their bank account.

Cashflow data gives current insights into the ability to repay that credit scores can't provide. You can also now evaluate leads with thin or no credit history and overcome traditional credit bureau blind spots.

Try EDGE lead screening to increase conversion rates and drive down overall customer acquisition costs by filtering leads on criteria such as:

Recent inquiries

Verified income

Signals of potential fraud

Risk indicators including EDGE Score™

The only risk assessment tool on the market powered by cash flow data, fine-tuned by machine learning and proven against loan performance at scale

HOW IT WORKS

EDGE provides access to consumer-permissioned data from applicants that have previously credentialled with EDGE in the open banking ecosystem.

Recency Check
At no cost,  check if leads have been recently credentialled, and gain insights with fraud signals.
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Screen on Ability to Pay and Credit Risk
Purchase leads' ranges of verified income and EDGE Score



Credit Decision
Purchase an EDGE consumer report, including verified income and EDGE Score, without the need to re-credential.